Below is a 401k retirement savings chart that first appeared in the post, “Can I Contribute To A 401k An An IRA“. Before I explain the assumptions behind the chart, please take a look to see whether you think the amounts are too high or too low and why. There should be plenty of opinions because everybody has different life circumstances. The initial feedback is negative for folks up to age 35, and much more agreeable for folks over 35.
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