We asked Keivan Deravi, an economist at Auburn University Montgomery, and John Norris, managing director at Birmingham's Oakworth Capital Bank, to talk about the key factors that will shape the direction of commerce in the state during 2013.
1) Fiscal cliff/debt ceiling negotiations:
2) Affordable Care Act:
3) Growth in big industry:
4) The global economy:
5) Recovery in housing:
http://blog.al.com/businessnews/2012/12/six_things_that_will_shape_ala.html
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